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Car Warranty

# Car and Van Warranties

Shopping around to get the best retail warranty deal?

If your car is under 10 years old and has less than 100,000 miles on the clock we can offer you a Platinum Warranty (All Mechanical & All Electrical cover).

We believe we are unique in offering this type of warranty for cars with over 25,000 miles as other warranty companies may restrict their top of the range policies to vehicles under 2 years old and with less than 25,000 miles on the clock.

So if you talk to other warranty companies ask them:

* Is it an All Mechanical and All Electrical policy?
* Does it cover :-

Clutches: - All our retail policies cover the following clutch components.- The driven plate, pressure plate, release bearing & clutch fork, Additionally, our Premier & Platinum warranties covers the clutch cable and the hydraulics. Some companies cover only the Clutch pedal itself.

In Car Entertainment: The Platinum policy covers these components (maximum £100 per claim).

No Mileage Limitations: None of the policies have mileage limitations, nor does the level of cover decrease as the mileage increases.

NIL Excess: There are no excess charges on our policies.

Catalytic Converter: Platinum policies cover catalytic converters.

Cam Belts: All of our polices cover cam belt failure, so long as there is proof that the manufacturers replacement recommendations have been complied with, and they are free from oil contamination.

Turbos: All policies cover turbocharger and Superchargers against failure, and this includes the wastegate if it is an integral part of the turbo unit and cannot be purchased separately.

Air Conditioning: The level of air conditioning cover varies with the type of policy and it is worth noting that all the policies we sell to the public cover air conditioning & climate control components.

Direct Settlement with the garage: The Claims Department will settle your repair costs directly with the garage. There is no requirement to use a specific garage; although the Claims Department have a nationwide repair network they won?t make any charge if you elect to use a garage outside the scheme.

Vehicle Hire Covered: The insurers will pay up to £50 per day (Inc VAT) for a maximum of 7 days. Vehicle hire is only available when the manufacturer?s recommended repair time exceeds 8 hours. The period of hire does not include delays while waiting for the start of the repair or delivery of parts.

14 Day Money back Period: : If no claim has been submitted we can cancel the policy and refund the premium paid with no charges deducted. The insurer reserves the right to deduct administration costs from any refund in the event of a claim made during this period.

Consequential Losses: If a minor but insured part fails, and the consequence of that failure is that other parts are damaged, the policy covers the repair costs of all the damage caused by the failure of the insured part.

Hotel Costs: With the exception of Standard Plan policies You are covered for overnight accommodation: and the insurers will pay up to £50 per occurrence including VAT if:

1. The mechanical breakdown occurs outside a 50 mile radius of your address or your intended overnight accommodation, and
2. The vehicle cannot be repaired during the day of the electrical and mechanical breakdown, and
3. A relief vehicle is not available.

No Waiting Period: There is no waiting period before we put your vehicle on cover, unlike some policies the policy can start immediately.

When you buy your policy you will be asked when you would like your policy to start and that can be any time from today onwards.

Continental Cover: Cover is extended for up to 60 days in any 12 month period while the vehicle is in any country of the EU or EFTA. The most we will pay is restricted to the equivalent UK rate for labour charges, and for parts at the manufacturer’s list prices, which are current at the date of the claim.